The Women Wealth Journal - January 2026
Calm, clear money lessons for lasting wealth.
Letter from the Co
Money myths vs reality
Calm money lesson
Ask the Co - Q&A
Recommendations
1. Letter from the Co: Introduction
Hello and welcome! ✨
I’m so excited you’re here — the very first issue of The Women’s Wealth Journal is finally live, and it’s created just for women like you: smart, ambitious, and ready to take control of your money without the overwhelm.
This space is all about clarity, confidence, and freedom. It’s not about being perfect, hustling 24/7, or feeling guilty about your finances. It’s about knowing your options, making intentional choices, and feeling empowered every step of the way.
In this issue, we’ll bust common money myths, share calm yet powerful lessons to help you grow, and give you practical steps to start building wealth on your own terms. Think of it as your guide to confidence and control!
You don’t have to figure it all out at once. Small, consistent steps compound into big results — and I’ll be here to guide you through them.
Here’s to freedom, confidence, and building wealth your way. Let’s do this, together.
— The Women’s Wealth Co
2. Money myth vs reality
The Myth:
“You need to be rich to invest or build real wealth.”
This is one of the most common myths that stops women from taking control of their finances. The truth is that wealth isn’t about starting with a huge bank balance — it’s about starting smart, learning consistently, and taking small, intentional steps.
The Reality:
You don’t need a six-figure salary to invest — even small, regular contributions grow over time thanks to compounding.
Educating yourself is your most powerful tool. Understanding basic investing, savings strategies, and taxes gives you freedom and confidence.
Wealth-building is a journey, not a sprint. Every small decision you make — saving a little each month, tracking expenses, learning about investments — adds up to big results over time.
Your Action Steps This Month:
Start small: Open a savings or investment account, even with $30–50 a week (we will dive into saving vs investing later).
Learn deliberately: Pick one topic — e.g., ETFs, tax benefits, or retirement accounts — and read/watch one resource this week.
Track progress: Keep a simple log of your saving and investing habits. Seeing it grow builds confidence.
Remember: building wealth isn’t about luck or starting rich — it’s about showing up consistently, educating yourself, and making intentional choices. You can start today, right where you are.
3. Calm money lesson
Here’s a truth most people don’t talk about: wealth isn’t about doing everything right — it’s about understanding what actually moves the needle for you.
I am a tax advisor working in London, and I’ve seen brilliant women stress over tiny details — “Am I saving enough? Am I investing in the right fund? Is it too late to start now?” — while missing the bigger picture: small, intentional actions add up faster than endless perfection.
I learned this firsthand with my own finances. Early on, I was obsessed with optimizing every penny. Then I realized: focusing on just a few key things consistently — automating savings, tracking expenses, investing $X per month — made more impact than trying to do everything at once. And it actually freed up my headspace to enjoy life, instead of obsessing over spreadsheets.
Your Action Steps This Month:
Track your expenses for one week
Use a simple excel spreadsheet or an app (some bank accounts split expenses by category)
Track every single spending — even coffee or subscriptions
Seeing where your money goes builds awareness and control
Open a savings account and deposit a small amount
Start with £20–50 per week
Automate it if possible — i.e. set up a $X regular saver account (many banks offer this)
Educate yourself intentionally
Pick one personal finance topic this week: investing, budgeting, or taxes
Read one article, watch a short video, or listen to a podcast about the topic chosen
Wealth isn’t built in a single bold move. It’s built in the quiet, consistent steps you take each week. Your focus, clarity, and freedom grow faster than you think — when you stop trying to do it all perfectly.
4. Ask the Co - Q&A
This is your space to ask anything about money, wealth, and financial confidence — no question is too small or too “basic.”
Since this is the first edition of The Wealth Core Journal — I want to hear from you.
What do you want clarity on?
Are you unsure where to start with investing?
Want to understand what banks or platforms are best?
Struggling to save consistently or plan for the future?
Send me your questions, and I’ll answer real questions from readers in the next issue. This is your chance to shape the content and get practical advice you can actually use.
How to submit your question: contact@womenswealthco.com
Remember: your questions help other women learn too!
5. Recommendations
If you’re just getting started, remember this: you don’t need to consume everything at once. One book, one tool, one resource at a time is more than enough!
Here are a few recommendations to help you build confidence and clarity around money:
📚 Books to Start With
1. The Psychology of Money — Morgan Housel: https://amzn.to/4jIro3d
A must-read for understanding how our emotions, habits, and behaviors shape our financial decisions. Simple, insightful, and empowering.
2. Rich Dad Poor Dad — Robert Kiyosaki: https://amzn.to/3Lz3TwA
A mindset-shifting book that helps you see money, work, and wealth differently — especially useful if you’ve never been taught how money really works.
3. I Will Teach You To Be Rich — Ramit Sethi: https://amzn.to/457Kd9R
Practical, modern, and very actionable. Great for learning how to automate your finances and stop overthinking every decision.
A gentle reminder
You don’t need to become a finance expert overnight. Educating yourself little by little is already a powerful step toward freedom and confidence.
Pick one book from this list — and start there.